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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,901 | $150,435-48.9% | $120,580-36.2% | $145,897-47.3% |
| Participation rate | 66.7% | 78.8%-12.1pp | 72.0%-5.3pp | 80.3%-13.6pp |
| Annual return | 12.79% | 154.60%-141.8pp | 107.48%-94.7pp | 552.29%-539.5pp |
| Employer contribution / active EE | $2,019 | $4,352-53.6% | $3,469-41.8% | $4,663-56.7% |
| Participant deferral / active EE | $2,842 | $6,174-54.0% | $4,995-43.1% | $6,689-57.5% |
| Admin fee / account holder | $5,907 | $12,182-51.5% | $9,418-37.3% | $13,390-55.9% |