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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,652 | $138,075+61.3% | $123,552+80.2% | $135,379+64.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -12.72% | 153.70%-166.4pp | 119.20%-131.9pp | 519.79%-532.5pp |
| Employer contribution / active EE | $4,775 | $5,152-7.3% | $4,628+3.2% | $4,779-0.1% |
| Participant deferral / active EE | $9,176 | $6,800+35.0% | $6,426+42.8% | $5,609+63.6% |
| Admin fee / account holder | $1,189 | $10,917-89.1% | $9,285-87.2% | $10,828-89.0% |