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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,860 | $157,276-25.1% | $141,177-16.5% | $152,885-22.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.34% | 64.33%-50.0pp | 71.40%-57.1pp | 345.39%-331.0pp |
| Employer contribution / active EE | $9,786 | $5,262+86.0% | $4,736+106.7% | $4,763+105.5% |
| Participant deferral / active EE | $10,304 | $7,110+44.9% | $6,710+53.6% | $5,851+76.1% |
| Admin fee / account holder | $29,660 | $12,123+144.7% | $10,263+189.0% | $11,598+155.7% |