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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,674 | $123,750+92.1% | $69,611+241.4% | $145,877+62.9% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 22.50% | 192.03%-169.5pp | 101.14%-78.6pp | 551.28%-528.8pp |
| Employer contribution / active EE | $4,144 | $2,672+55.1% | $1,709+142.5% | $4,663-11.1% |
| Participant deferral / active EE | $19,562 | $4,243+361.0% | $2,891+576.7% | $6,691+192.4% |
| Admin fee / account holder | $2,362 | $7,817-69.8% | $4,696-49.7% | $13,402-82.4% |