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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,404 | $129,476-28.6% | $93,515-1.2% | $158,982-41.9% |
| Participation rate | 100.0% | 71.0%+29.0pp | 66.8%+33.2pp | 82.0%+18.0pp |
| Annual return | 14.77% | 118.56%-103.8pp | 78.21%-63.4pp | 302.99%-288.2pp |
| Employer contribution / active EE | $13,832 | $2,717+409.1% | $2,077+565.9% | $4,763+190.4% |
| Participant deferral / active EE | $8,938 | $3,916+128.3% | $3,129+185.7% | $5,983+49.4% |
| Admin fee / account holder | $317 | $7,396-95.7% | $5,235-93.9% | $11,252-97.2% |