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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,404 | $129,217-28.5% | $93,406-1.1% | $158,950-41.9% |
| Participation rate | 100.0% | 71.0%+29.0pp | 66.8%+33.2pp | 82.0%+18.0pp |
| Annual return | 14.77% | 118.21%-103.4pp | 78.05%-63.3pp | 302.91%-288.1pp |
| Employer contribution / active EE | $13,832 | $2,711+410.2% | $2,075+566.6% | $4,762+190.5% |
| Participant deferral / active EE | $8,938 | $3,909+128.7% | $3,126+185.9% | $5,983+49.4% |
| Admin fee / account holder | $317 | $7,383-95.7% | $5,230-93.9% | $11,248-97.2% |