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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,674 | $123,859+91.9% | $69,632+241.3% | $145,897+62.9% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 22.50% | 192.49%-170.0pp | 101.32%-78.8pp | 552.29%-529.8pp |
| Employer contribution / active EE | $4,144 | $2,673+55.0% | $1,708+142.5% | $4,663-11.1% |
| Participant deferral / active EE | $19,562 | $4,242+361.1% | $2,889+577.1% | $6,689+192.4% |
| Admin fee / account holder | $2,362 | $7,817-69.8% | $4,695-49.7% | $13,390-82.4% |