See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 26 35 BEDFORD STREET, SUITE 15 · LEXINGTON, MA 02420 | Advisory (Participants) | $22,786 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $10,207 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,055 | $37,393-62.4% | $77,024-81.8% | $66,914-79.0% |
| Participation rate | 91.8% | 52.9%+39.0pp | 67.9%+23.9pp | 69.8%+22.0pp |
| Annual return | -18.27% | -3.29%-15.0pp | 42.32%-60.6pp | 1.58%-19.9pp |
| Employer contribution / active EE | $738 | $1,531-51.8% | $2,812-73.8% | $2,544-71.0% |
| Participant deferral / active EE | $1,835 | $2,617-29.9% | $4,426-58.6% | $4,237-56.7% |
| Admin fee / account holder | $371 | $567-34.6% | $5,425-93.2% | $593-37.5% |