Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $50,753 |
Service code 26 35 BEDFORD STREET, SUITE 15 · LEXINGTON, MA 02420 | Advisory (Participants) | $25,430 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,881 | $79,694-88.9% | $96,192-90.8% | $79,389-88.8% |
| Participation rate | 91.9% | 54.0%+37.9pp | 68.4%+23.5pp | 70.7%+21.2pp |
| Annual return | 12.03% | 40.84%-28.8pp | 192.09%-180.1pp | 116.89%-104.9pp |
| Employer contribution / active EE | $748 | $1,443-48.2% | $2,799-73.3% | $2,428-69.2% |
| Participant deferral / active EE | $1,614 | $2,539-36.4% | $4,351-62.9% | $4,046-60.1% |
| Admin fee / account holder | $129 | $630-79.6% | $5,539-97.7% | $626-79.4% |