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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,342 | $148,582-26.4% | $135,942-19.6% | $139,456-21.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.17% | 79.26%-58.1pp | 68.28%-47.1pp | 373.45%-352.3pp |
| Employer contribution / active EE | $2,101 | $5,245-59.9% | $4,858-56.7% | $4,753-55.8% |
| Participant deferral / active EE | $8,133 | $8,101+0.4% | $7,759+4.8% | $6,711+21.2% |
| Admin fee / account holder | $3,140 | $12,402-74.7% | $10,764-70.8% | $11,407-72.5% |