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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,741 | $185,883+110.2% | $170,043+129.8% | $139,466+180.2% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 18.46% | 60.54%-42.1pp | 53.40%-34.9pp | 373.66%-355.2pp |
| Employer contribution / active EE | $2,181 | $7,596-71.3% | $6,790-67.9% | $4,754-54.1% |
| Participant deferral / active EE | $9,686 | $11,626-16.7% | $10,410-7.0% | $6,712+44.3% |
| Admin fee / account holder | $17,082 | $15,393+11.0% | $12,824+33.2% | $11,409+49.7% |