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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,453 | $197,637+68.7% | $177,848+87.5% | $158,982+109.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 25.07% | 58.77%-33.7pp | 48.33%-23.3pp | 302.99%-277.9pp |
| Employer contribution / active EE | $10,915 | $6,698+63.0% | $5,919+84.4% | $4,763+129.2% |
| Participant deferral / active EE | $9,117 | $8,405+8.5% | $7,714+18.2% | $5,983+52.4% |
| Admin fee / account holder | $5,048 | $15,406-67.2% | $12,431-59.4% | $11,252-55.1% |