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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,968 | $95,580-54.0% | $76,872-42.8% | $139,466-68.5% |
| Participation rate | 62.5% | 74.0%-11.5pp | 69.6%-7.1pp | 80.3%-17.8pp |
| Annual return | 16.74% | 55.00%-38.3pp | 37.90%-21.2pp | 373.66%-356.9pp |
| Employer contribution / active EE | $1,513 | $3,145-51.9% | $2,533-40.3% | $4,754-68.2% |
| Participant deferral / active EE | $2,874 | $4,623-37.8% | $3,832-25.0% | $6,712-57.2% |
| Admin fee / account holder | $1,362 | $8,302-83.6% | $5,476-75.1% | $11,409-88.1% |