Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,772 | $56,544-81.0% | $75,501-85.7% | $70,126-84.6% |
| Participation rate | 50.0% | 68.1%-18.1pp | 72.4%-22.4pp | 69.5%-19.5pp |
| Annual return | 14.16% | 23.59%-9.4pp | 27.35%-13.2pp | 73.15%-59.0pp |
| Employer contribution / active EE | $722 | $1,817-60.3% | $2,352-69.3% | $2,343-69.2% |
| Participant deferral / active EE | $1,333 | $2,580-48.3% | $3,142-57.6% | $3,332-60.0% |
| Admin fee / account holder | $898 | $3,827-76.5% | $5,801-84.5% | $4,645-80.7% |