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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,153 | $96,643+26.4% | $86,617+41.0% | $139,456-12.4% |
| Participation rate | 50.0% | 74.4%-24.4pp | 71.7%-21.7pp | 80.3%-30.3pp |
| Annual return | 15.12% | 106.57%-91.5pp | 591.91%-576.8pp | 373.45%-358.3pp |
| Employer contribution / active EE | $1,445 | $3,264-55.7% | $3,023-52.2% | $4,753-69.6% |
| Participant deferral / active EE | $5,004 | $4,835+3.5% | $4,437+12.8% | $6,711-25.4% |
| Admin fee / account holder | $1,971 | $6,406-69.2% | $5,613-64.9% | $11,407-82.7% |