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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,259 | $201,344-79.0% | $184,243-77.1% | $145,877-71.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.01% | 29.01%-18.0pp | 28.82%-17.8pp | 551.28%-540.3pp |
| Employer contribution / active EE | $1,621 | $7,022-76.9% | $6,427-74.8% | $4,663-65.2% |
| Participant deferral / active EE | $3,915 | $9,807-60.1% | $9,132-57.1% | $6,691-41.5% |
| Admin fee / account holder | $658 | $16,382-96.0% | $13,914-95.3% | $13,402-95.1% |