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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,295 | $185,883-81.0% | $170,043-79.2% | $139,466-74.7% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 14.03% | 60.54%-46.5pp | 53.40%-39.4pp | 373.66%-359.6pp |
| Employer contribution / active EE | $1,500 | $7,596-80.2% | $6,790-77.9% | $4,754-68.4% |
| Participant deferral / active EE | $3,697 | $11,626-68.2% | $10,410-64.5% | $6,712-44.9% |
| Admin fee / account holder | $923 | $15,393-94.0% | $12,824-92.8% | $11,409-91.9% |