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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,599 | $77,638-91.5% | $156,551-95.8% | $62,881-89.5% |
| Participation rate | 98.0% | 71.2%+26.8pp | 84.0%+14.0pp | 69.3%+28.7pp |
| Annual return | 7.34% | 50.33%-43.0pp | 32.23%-24.9pp | 20.14%-12.8pp |
| Employer contribution / active EE | $2,783 | $3,444-19.2% | $5,501-49.4% | $2,281+22.0% |
| Participant deferral / active EE | $1,061 | $3,046-65.2% | $4,871-78.2% | $3,203-66.9% |
| Admin fee / account holder | $1,226 | $5,561-78.0% | $13,028-90.6% | $4,296-71.5% |