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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,012 | $101,539+7.4% | $147,041-25.9% | $74,400+46.5% |
| Participation rate | 63.7% | 75.5%-11.8pp | 82.2%-18.4pp | 67.2%-3.5pp |
| Annual return | 20.59% | 8740.84%-8720.3pp | 419.21%-398.6pp | 1367.51%-1346.9pp |
| Employer contribution / active EE | $3,557 | $3,811-6.7% | $4,935-27.9% | $2,624+35.5% |
| Participant deferral / active EE | $9,217 | $7,304+26.2% | $8,071+14.2% | $4,348+112.0% |
| Admin fee / account holder | $1,724 | $1,749-1.4% | $13,006-86.7% | $1,944-11.3% |