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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,075 | $106,864+318.4% | $147,318+203.5% | $82,637+441.0% |
| Participation rate | 92.3% | 75.5%+16.8pp | 82.1%+10.2pp | 68.1%+24.3pp |
| Annual return | 16.98% | 27.49%-10.5pp | 70.43%-53.5pp | 53.51%-36.5pp |
| Employer contribution / active EE | $12,344 | $3,417+261.3% | $4,593+168.8% | $2,552+383.7% |
| Participant deferral / active EE | $11,476 | $6,496+76.7% | $7,906+45.1% | $4,126+178.1% |
| Admin fee / account holder | $4,208 | $8,415-50.0% | $13,708-69.3% | $7,339-42.7% |