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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,800 | $49,177-41.4% | $79,466-63.8% | $64,173-55.1% |
| Participation rate | 97.8% | 65.0%+32.7pp | 73.3%+24.4pp | 69.6%+28.2pp |
| Annual return | -2.71% | -1.16%-1.6pp | 718.28%-721.0pp | 7.63%-10.3pp |
| Employer contribution / active EE | $900 | $2,076-56.7% | $2,800-67.9% | $2,381-62.2% |
| Participant deferral / active EE | $4,924 | $2,821+74.5% | $3,704+33.0% | $3,470+41.9% |
| Admin fee / account holder | $3,369 | $3,839-12.2% | $5,104-34.0% | $4,887-31.1% |