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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,974 | $56,339-61.0% | $104,301-78.9% | $68,495-67.9% |
| Participation rate | 56.3% | 63.3%-7.0pp | 73.3%-17.0pp | 67.9%-11.6pp |
| Annual return | -3.30% | -9.19%+5.9pp | 24.61%-27.9pp | -7.84%+4.5pp |
| Employer contribution / active EE | $703 | $1,960-64.1% | $3,373-79.2% | $2,596-72.9% |
| Participant deferral / active EE | $1,675 | $3,077-45.6% | $4,626-63.8% | $4,028-58.4% |
| Admin fee / account holder | $2,044 | $4,902-58.3% | $7,340-72.2% | $5,403-62.2% |