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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,039 | $160,028-75.6% | $147,080-73.5% | $145,884-73.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 38.29% | 98.60%-60.3pp | 420.17%-381.9pp | 551.85%-513.6pp |
| Employer contribution / active EE | $2,831 | $5,286-46.4% | $4,933-42.6% | $4,662-39.3% |
| Participant deferral / active EE | $7,226 | $8,422-14.2% | $8,066-10.4% | $6,690+8.0% |
| Admin fee / account holder | $1,972 | $15,030-86.9% | $12,989-84.8% | $13,392-85.3% |