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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,828 | $148,629-84.6% | $135,982-83.2% | $139,487-83.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 83.32% | 79.33%+4.0pp | 68.32%+15.0pp | 373.84%-290.5pp |
| Employer contribution / active EE | $3,305 | $5,247-37.0% | $4,859-32.0% | $4,755-30.5% |
| Participant deferral / active EE | $9,103 | $8,102+12.3% | $7,760+17.3% | $6,713+35.6% |
| Admin fee / account holder | $10,782 | $12,406-13.1% | $10,767+0.1% | $11,407-5.5% |