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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,039 | $160,040-75.6% | $147,096-73.5% | $145,877-73.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 38.29% | 98.49%-60.2pp | 419.75%-381.5pp | 551.28%-513.0pp |
| Employer contribution / active EE | $2,831 | $5,289-46.5% | $4,936-42.6% | $4,663-39.3% |
| Participant deferral / active EE | $7,226 | $8,429-14.3% | $8,071-10.5% | $6,691+8.0% |
| Admin fee / account holder | $1,972 | $15,050-86.9% | $13,005-84.8% | $13,402-85.3% |