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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,039 | $160,070-75.6% | $147,117-73.5% | $145,897-73.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 38.29% | 98.69%-60.4pp | 420.54%-382.2pp | 552.29%-514.0pp |
| Employer contribution / active EE | $2,831 | $5,285-46.4% | $4,932-42.6% | $4,663-39.3% |
| Participant deferral / active EE | $7,226 | $8,419-14.2% | $8,065-10.4% | $6,689+8.0% |
| Admin fee / account holder | $1,972 | $15,035-86.9% | $12,993-84.8% | $13,390-85.3% |