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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,326 | $96,233+4.3% | $137,474-27.0% | $94,015+6.7% |
| Participation rate | 0.0% | 78.3%-78.3pp | 83.5%-83.5pp | 70.8%-70.8pp |
| Annual return | 13.92% | 16.05%-2.1pp | 11.53%+2.4pp | 17.84%-3.9pp |
| Employer contribution / active EE | $1,341 | $3,713-63.9% | $5,048-73.4% | $2,790-51.9% |
| Participant deferral / active EE | $4,263 | $5,018-15.0% | $6,155-30.7% | $4,249+0.3% |
| Admin fee / account holder | $5,211 | $7,029-25.9% | $10,602-50.9% | $8,951-41.8% |