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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,326 | $90,674+10.6% | $96,707+3.7% | $82,448+21.7% |
| Participation rate | 0.0% | 75.9%-75.9pp | 80.4%-80.4pp | 68.1%-68.1pp |
| Annual return | 13.92% | 49.05%-35.1pp | 34.78%-20.9pp | 41.64%-27.7pp |
| Employer contribution / active EE | $1,341 | $3,975-66.3% | $4,191-68.0% | $2,551-47.4% |
| Participant deferral / active EE | $4,263 | $5,696-25.2% | $5,997-28.9% | $4,139+3.0% |
| Admin fee / account holder | $5,211 | $7,568-31.2% | $7,503-30.6% | $7,234-28.0% |