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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,852 | $52,678+44.0% | $75,784+0.1% | $59,633+27.2% |
| Participation rate | 97.3% | 67.2%+30.1pp | 75.8%+21.5pp | 68.7%+28.6pp |
| Annual return | -0.33% | 2.95%-3.3pp | 9.68%-10.0pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $2,665 | $2,193+21.5% | $3,323-19.8% | $2,203+21.0% |
| Participant deferral / active EE | $3,939 | $2,591+52.0% | $3,652+7.9% | $3,192+23.4% |
| Admin fee / account holder | $4,893 | $3,610+35.5% | $5,300-7.7% | $4,297+13.9% |