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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,830 | $165,381-59.6% | $149,730-55.4% | $158,966-58.0% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 12.95% | 348.29%-335.3pp | 276.70%-263.7pp | 302.95%-290.0pp |
| Employer contribution / active EE | $1,682 | $5,104-67.1% | $4,645-63.8% | $4,762-64.7% |
| Participant deferral / active EE | $4,638 | $7,182-35.4% | $6,843-32.2% | $5,983-22.5% |
| Admin fee / account holder | $885 | $10,809-91.8% | $9,310-90.5% | $11,250-92.1% |