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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,519 | $138,075-68.5% | $123,552-64.8% | $135,379-67.9% |
| Participation rate | 47.4% | 84.7%-37.4pp | 82.3%-34.9pp | 82.6%-35.3pp |
| Annual return | -8.03% | 153.70%-161.7pp | 119.20%-127.2pp | 519.79%-527.8pp |
| Employer contribution / active EE | $1,835 | $5,152-64.4% | $4,628-60.3% | $4,779-61.6% |
| Participant deferral / active EE | $3,640 | $6,800-46.5% | $6,426-43.4% | $5,609-35.1% |
| Admin fee / account holder | $1,512 | $10,917-86.1% | $9,285-83.7% | $10,828-86.0% |