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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,003 | $60,349-63.5% | $74,184-70.3% | $62,881-65.0% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 5.33% | 21.38%-16.0pp | 17.74%-12.4pp | 20.14%-14.8pp |
| Employer contribution / active EE | $3,515 | $1,680+109.2% | $2,370+48.3% | $2,281+54.1% |
| Participant deferral / active EE | $4,070 | $2,856+42.5% | $3,550+14.7% | $3,203+27.1% |
| Admin fee / account holder | $1,148 | $4,261-73.1% | $5,586-79.5% | $4,296-73.3% |