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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,735 | $72,272-43.6% | $101,264-59.8% | $79,858-49.0% |
| Participation rate | 34.6% | 68.5%-33.8pp | 75.8%-41.2pp | 69.6%-35.0pp |
| Annual return | 12.95% | 22.30%-9.3pp | 46.48%-33.5pp | 31.72%-18.8pp |
| Employer contribution / active EE | $995 | $2,692-63.0% | $3,660-72.8% | $2,471-59.7% |
| Participant deferral / active EE | $2,731 | $3,282-16.8% | $4,370-37.5% | $3,740-27.0% |
| Admin fee / account holder | $225 | $4,401-94.9% | $5,947-96.2% | $5,306-95.8% |