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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,490 | $56,894-78.0% | $84,753-85.3% | $62,881-80.1% |
| Participation rate | 87.1% | 68.5%+18.6pp | 76.6%+10.5pp | 69.3%+17.8pp |
| Annual return | -1.17% | 6.30%-7.5pp | 22.78%-24.0pp | 20.14%-21.3pp |
| Employer contribution / active EE | $1,637 | $2,400-31.8% | $3,574-54.2% | $2,281-28.2% |
| Participant deferral / active EE | $2,110 | $2,709-22.1% | $3,712-43.2% | $3,203-34.1% |
| Admin fee / account holder | $1,772 | $3,581-50.5% | $5,333-66.8% | $4,296-58.7% |