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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,021 | $134,001-92.5% | $112,258-91.1% | $134,509-92.5% |
| Participation rate | 83.3% | 78.6%+4.8pp | 75.1%+8.3pp | 81.2%+2.1pp |
| Annual return | -18.26% | 47.15%-65.4pp | 27.47%-45.7pp | 418.13%-436.4pp |
| Employer contribution / active EE | $1,890 | $4,039-53.2% | $3,636-48.0% | $4,741-60.1% |
| Participant deferral / active EE | $2,547 | $5,291-51.9% | $4,728-46.1% | $6,400-60.2% |
| Admin fee / account holder | $2,426 | $7,491-67.6% | $6,411-62.2% | $11,427-78.8% |