Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,198 | $96,558-34.5% | $80,977-22.0% | $273,972-76.9% |
| Participation rate | 65.2% | 79.1%-13.9pp | 75.8%-10.6pp | 83.0%-17.8pp |
| Annual return | 11.27% | 15.14%-3.9pp | 17.11%-5.8pp | 41.46%-30.2pp |
| Employer contribution / active EE | $0 | $4,869-100.0% | $3,715-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $7,822 | $6,598+18.6% | $5,696+37.3% | $5,287+47.9% |
| Admin fee / account holder | $8,243 | $7,493+10.0% | $5,517+49.4% | $10,133-18.7% |