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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,136 | $96,643-86.4% | $86,617-84.8% | $139,456-90.6% |
| Participation rate | 52.2% | 74.4%-22.2pp | 71.7%-19.5pp | 80.3%-28.2pp |
| Annual return | 487.35% | 106.57%+380.8pp | 591.91%-104.6pp | 373.45%+113.9pp |
| Employer contribution / active EE | $0 | $3,264-100.0% | $3,023-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $2,200 | $4,835-54.5% | $4,437-50.4% | $6,711-67.2% |
| Admin fee / account holder | $62 | $6,406-99.0% | $5,613-98.9% | $11,407-99.5% |