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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,785 | $45,872-80.8% | $77,096-88.6% | $68,486-87.2% |
| Participation rate | 100.0% | 55.9%+44.1pp | 67.9%+32.1pp | 67.9%+32.1pp |
| Annual return | -26.22% | 1.73%-27.9pp | 42.35%-68.6pp | -7.85%-18.4pp |
| Employer contribution / active EE | $3,423 | $1,650+107.5% | $2,814+21.6% | $2,597+31.8% |
| Participant deferral / active EE | $4,418 | $2,963+49.1% | $4,429-0.3% | $4,028+9.7% |
| Admin fee / account holder | $1,233 | $3,041-59.4% | $5,428-77.3% | $5,404-77.2% |