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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,413 | $91,167-48.0% | $178,498-73.4% | $79,858-40.6% |
| Participation rate | 56.8% | 69.2%-12.4pp | 81.9%-25.1pp | 69.6%-12.8pp |
| Annual return | 12.10% | 24.19%-12.1pp | 151.09%-139.0pp | 31.72%-19.6pp |
| Employer contribution / active EE | $1,201 | $3,255-63.1% | $5,011-76.0% | $2,471-51.4% |
| Participant deferral / active EE | $4,348 | $3,236+34.4% | $5,202-16.4% | $3,740+16.3% |
| Admin fee / account holder | $1,240 | $6,747-81.6% | $13,985-91.1% | $5,306-76.6% |