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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,193 | $35,183-73.9% | $73,550-87.5% | $70,126-86.9% |
| Participation rate | 26.8% | 42.9%-16.1pp | 54.9%-28.1pp | 69.5%-42.7pp |
| Annual return | 22.13% | 26.90%-4.8pp | -15.16%+37.3pp | 73.15%-51.0pp |
| Employer contribution / active EE | $535 | $709-24.5% | $1,219-56.1% | $2,343-77.2% |
| Participant deferral / active EE | $739 | $1,220-39.4% | $1,804-59.0% | $3,332-77.8% |
| Admin fee / account holder | $384 | $2,302-83.3% | $2,320-83.4% | $4,645-91.7% |