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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,686 | $102,429-41.7% | $147,096-59.4% | $80,925-26.2% |
| Participation rate | 96.9% | 75.9%+21.0pp | 82.2%+14.7pp | 67.7%+29.2pp |
| Annual return | 15.12% | 135.02%-119.9pp | 419.75%-404.6pp | 35.65%-20.5pp |
| Employer contribution / active EE | $4,670 | $3,716+25.7% | $4,936-5.4% | $2,756+69.4% |
| Participant deferral / active EE | $11,136 | $6,649+67.5% | $8,071+38.0% | $4,299+159.1% |
| Admin fee / account holder | $9,895 | $7,957+24.4% | $13,005-23.9% | $6,940+42.6% |