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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,686 | $102,422-41.7% | $147,117-59.4% | $80,959-26.3% |
| Participation rate | 96.9% | 75.9%+21.0pp | 82.2%+14.7pp | 67.7%+29.2pp |
| Annual return | 15.12% | 135.16%-120.0pp | 420.54%-405.4pp | 35.67%-20.5pp |
| Employer contribution / active EE | $4,670 | $3,717+25.6% | $4,932-5.3% | $2,757+69.4% |
| Participant deferral / active EE | $11,136 | $6,652+67.4% | $8,065+38.1% | $4,300+159.0% |
| Admin fee / account holder | $9,895 | $7,953+24.4% | $12,993-23.8% | $6,925+42.9% |