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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,836 | $54,239-10.0% | $70,098-30.3% | $68,495-28.7% |
| Participation rate | 100.0% | 64.5%+35.5pp | 70.5%+29.5pp | 67.9%+32.1pp |
| Annual return | -13.76% | -13.87%+0.1pp | 190.76%-204.5pp | -7.84%-5.9pp |
| Employer contribution / active EE | $3,023 | $2,019+49.7% | $2,560+18.1% | $2,596+16.4% |
| Participant deferral / active EE | $3,892 | $2,957+31.6% | $3,849+1.1% | $4,028-3.4% |
| Admin fee / account holder | $938 | $4,691-80.0% | $6,266-85.0% | $5,403-82.6% |