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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,738 | $156,398-35.6% | $147,318-31.6% | $138,895-27.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 21.57% | 78.75%-57.2pp | 70.43%-48.9pp | 145.39%-123.8pp |
| Employer contribution / active EE | $6,707 | $4,853+38.2% | $4,593+46.0% | $4,194+59.9% |
| Participant deferral / active EE | $26,234 | $8,237+218.5% | $7,906+231.8% | $6,396+310.1% |
| Admin fee / account holder | $4,788 | $14,976-68.0% | $13,708-65.1% | $12,562-61.9% |