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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,667 | $75,959-58.3% | $154,114-79.5% | $64,181-50.7% |
| Participation rate | 77.4% | 70.4%+7.0pp | 83.0%-5.6pp | 69.6%+7.9pp |
| Annual return | -15.52% | 30.32%-45.8pp | 735.16%-750.7pp | 7.63%-23.2pp |
| Employer contribution / active EE | $1,782 | $3,350-46.8% | $5,298-66.4% | $2,381-25.1% |
| Participant deferral / active EE | $2,884 | $3,175-9.2% | $5,081-43.2% | $3,470-16.9% |
| Admin fee / account holder | $747 | $5,589-86.6% | $13,411-94.4% | $4,887-84.7% |