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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,901 | $72,272-73.8% | $101,264-81.3% | $79,858-76.3% |
| Participation rate | 93.1% | 68.5%+24.6pp | 75.8%+17.3pp | 69.6%+23.5pp |
| Annual return | 17.44% | 22.30%-4.9pp | 46.48%-29.0pp | 31.72%-14.3pp |
| Employer contribution / active EE | $946 | $2,692-64.8% | $3,660-74.1% | $2,471-61.7% |
| Participant deferral / active EE | $2,507 | $3,282-23.6% | $4,370-42.6% | $3,740-33.0% |
| Admin fee / account holder | $323 | $4,401-92.7% | $5,947-94.6% | $5,306-93.9% |