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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,027 | $115,810-68.0% | $101,271-63.4% | $158,966-76.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.58% | 56.15%-39.6pp | 46.48%-29.9pp | 302.95%-286.4pp |
| Employer contribution / active EE | $6,177 | $4,175+47.9% | $3,660+68.8% | $4,762+29.7% |
| Participant deferral / active EE | $5,076 | $4,958+2.4% | $4,371+16.1% | $5,983-15.2% |
| Admin fee / account holder | $2,046 | $7,248-71.8% | $5,948-65.6% | $11,250-81.8% |