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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,710 | $142,430-85.5% | $115,170-82.0% | $152,885-86.5% |
| Participation rate | 60.0% | 82.4%-22.4pp | 75.9%-15.9pp | 82.5%-22.5pp |
| Annual return | 28.01% | 41.48%-13.5pp | 35.60%-7.6pp | 345.39%-317.4pp |
| Employer contribution / active EE | $1,611 | $4,011-59.8% | $3,179-49.3% | $4,763-66.2% |
| Participant deferral / active EE | $3,280 | $5,165-36.5% | $4,169-21.3% | $5,851-43.9% |
| Admin fee / account holder | $0 | $8,464-100.0% | $7,089-100.0% | $11,598-100.0% |