Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,410 | $75,959-78.4% | $154,114-89.4% | $64,181-74.4% |
| Participation rate | 48.8% | 70.4%-21.6pp | 83.0%-34.3pp | 69.6%-20.8pp |
| Annual return | -9.28% | 30.32%-39.6pp | 735.16%-744.4pp | 7.63%-16.9pp |
| Employer contribution / active EE | $1,144 | $3,350-65.8% | $5,298-78.4% | $2,381-51.9% |
| Participant deferral / active EE | $2,185 | $3,175-31.2% | $5,081-57.0% | $3,470-37.0% |
| Admin fee / account holder | $1,972 | $5,589-64.7% | $13,411-85.3% | $4,887-59.7% |