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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,183 | $162,812+29.7% | $133,971+57.6% | $158,966+32.8% |
| Participation rate | 68.8% | 83.2%-14.5pp | 79.8%-11.1pp | 82.0%-13.2pp |
| Annual return | 8.35% | 41.94%-33.6pp | 45.09%-36.7pp | 302.95%-294.6pp |
| Employer contribution / active EE | $2,592 | $4,976-47.9% | $3,919-33.9% | $4,762-45.6% |
| Participant deferral / active EE | $4,593 | $5,910-22.3% | $5,047-9.0% | $5,983-23.2% |
| Admin fee / account holder | $1,479 | $11,741-87.4% | $8,929-83.4% | $11,250-86.9% |