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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,435 | $167,352+98.6% | $143,788+131.2% | $134,509+147.1% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -6.96% | 0.47%-7.4pp | -0.03%-6.9pp | 418.13%-425.1pp |
| Employer contribution / active EE | $1,523 | $5,620-72.9% | $4,952-69.2% | $4,741-67.9% |
| Participant deferral / active EE | $2,333 | $6,447-63.8% | $5,638-58.6% | $6,400-63.5% |
| Admin fee / account holder | $29,947 | $18,091+65.5% | $14,675+104.1% | $11,427+162.1% |