Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,417 | $70,486-12.9% | $100,528-38.9% | $79,852-23.1% |
| Participation rate | 64.5% | 73.6%-9.1pp | 79.4%-14.9pp | 69.6%-5.1pp |
| Annual return | 7.64% | 21.90%-14.3pp | 30.90%-23.3pp | 31.72%-24.1pp |
| Employer contribution / active EE | $1,741 | $2,165-19.6% | $3,419-49.1% | $2,471-29.5% |
| Participant deferral / active EE | $4,079 | $5,182-21.3% | $6,271-35.0% | $3,740+9.1% |
| Admin fee / account holder | $8,154 | $4,480+82.0% | $8,084+0.9% | $5,306+53.7% |