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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,787 | $148,623-71.2% | $135,974-68.5% | $139,466-69.3% |
| Participation rate | 72.7% | 83.9%-11.1pp | 81.9%-9.2pp | 80.3%-7.6pp |
| Annual return | 22.14% | 79.30%-57.2pp | 68.30%-46.2pp | 373.66%-351.5pp |
| Employer contribution / active EE | $2,012 | $5,246-61.6% | $4,859-58.6% | $4,754-57.7% |
| Participant deferral / active EE | $4,927 | $8,103-39.2% | $7,760-36.5% | $6,712-26.6% |
| Admin fee / account holder | $4,635 | $12,406-62.6% | $10,767-57.0% | $11,409-59.4% |