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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,130 | $138,102-72.4% | $125,381-69.6% | $134,532-71.7% |
| Participation rate | 72.2% | 84.5%-12.3pp | 82.4%-10.2pp | 81.2%-9.0pp |
| Annual return | -18.47% | 750.73%-769.2pp | 572.31%-590.8pp | 418.27%-436.7pp |
| Employer contribution / active EE | $2,241 | $5,245-57.3% | $4,815-53.5% | $4,741-52.7% |
| Participant deferral / active EE | $5,215 | $7,801-33.1% | $7,448-30.0% | $6,401-18.5% |
| Admin fee / account holder | $1,054 | $11,568-90.9% | $10,007-89.5% | $11,429-90.8% |